Wednesday, 15 February 2017

The Art of Getting Out Early


CHP share price from 11.16 to 9.3 down almost 14%, the main reason is panic of some investors due to 4th quarter 2016 disappointed results amounting to net loss of PHP 7.2 million. The net loss due to decline in cement volume and prices.

One of the most important part of investing or trading is to get proper information and analyze the possible impact on share price. If you are long term investor, this will not affect this type of news because of your long term plans that you believed that the company will recover from the losses.

If you are a trader or mid -term strategist, I have three tips to share;

First, Don't be greedy. If you have a good amount of gains and volume, you can collect the gains.


Second, Get out early and sell. Be alert on possible bad news especially if you are reading the news site and brokers recommendation everyday.


Third, Management strategy. Check the Acquisition or Disposition of members of management.

I'm looking forward to your Financial success.

Sincerely yours,

Jonathan Ruiz, CPA, MIB
NEWBIE Mentor

P.S. I'm publishing daily videos in Newbie Channel about Financial Success, Check this out ; https://www.youtube.com/watch?v=Z5pKCKEgKu0

Saturday, 11 February 2017

From -8% to 203% Gains

A year ago, I bought TUGS for undervalued price and it went down to - 8% loss. My strategy is to go for value investing. 

I stick to my plans, the results:

I got 203% gains.

I have few tips to share after I stopped trading due to personal reasons ( full time  position and as a Father and Husband). I studied fundamental analysis and try to pick the right stocks for long term investing. I'm using PAM strategy on day trading, still same principles, there is no need to chase the market.

Here are 3 tips, the acronym PAM;

First, P for Planning. The plan is to make a long term investment for brighter future. I bought TUGS, up and down movement of price  but I stick to the plan " Long Term".

Second, A for Actions. I took full responsibility of my actions. I did not follow anyone or recommendation by a friend. Own decisions and actions, no one should be blame.
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Third, M for Mindset. The positive and right mindset will keep you on track. No noise will bother my peace of mind and having the right mindset that my portfolio will give green signals produces outstanding results.

I hope you are inspired by this strategy.

Sincerely yours,

Jonathan I. Ruiz, CPA ,MIB
Newbie Mentor

P.S. I'm sharing videos about Ladder Steps to Financial Success: Here is my link: https://www.youtube.com/watch?v=FrC1-A8FFFA&t=1s

Friday, 3 February 2017

Create your PAM Plan 2017

PAM - Planning, Actions and Mindset Goals 2017. Start to make your plans, take actions and change yourself into positive mindset.

The first month of the year already ends many broke their new years resolution and not able to stick in their plans. It's not too late to restart and reboot your 2017 plans and strategy.

I would like to share few tips for 2017 PAM plan that might helps you to be financially free in the next coming years.

Here are 3 tips;

1. Write your career goals. Career goals can be a planned promotions, a new position to move, and  a sideline business to start. Your move should increase your earning power.

2. Create a time schedule. Value your time. Time is equivalent to money. Money can be earn without limits but  our time is only limited. Don't forget to spend quality time for your loved ones.

3. Manage your cashflows. If you know where your money goes probably you are already on track to achieving financial freedom. Knowing your cash inflows and outflows are basic part of your journey to financial freedom. Learn to make a budget. Cash will be an important factor in your journey to financial freedom.

Restart, reboot, pivot and apply those 3 tips to Financial Freedom.

Sincerely yours,

Jonathan Ruiz, CPA,MIB
Newbie Mentor

Savings Plan for Financial Freedom

I’m reading the book of Robert Kiyosaki, Guide to investing and his elaborating the goals of every individuals accordingly in this order: ...