Prosperity is one of God's plan for everyone. He gave us already a future plan and what we need to do is take action.
Discipline will be a part of your journey to prosperity. Probably, you received the Christmas bonus or spent already. If you cannot remember where the last year's bonus spent then it will be same scenario today.
I developed a budgeting application in Google and iOS which I called iProsper. It will help everyone to prosper thru proper budgeting, tracking of income and expenses and reminders of upcoming bills. The budget formula is inspired by Borther Bo's prosperity formula of 10-20-70.
The total income distributed in different percentage allocations:
10% goes to tithes, this is your commitment to God to give. It can be more.
20% savings fund, it could be mutual funds, stocks, real estate etc. etc. and other investment instruments.
70% living expenses, you should live on this amount or even lower.
Nobody taught us about proper budgeting not even our teachers and we don't really track our spending. Let's learn to read our monthly spending reports.
Treat yourself this Christmas of this budgeting app that can change your view of proper handling of money and budget.
Here is the link of the app for Google play:https://play.google.com/store/apps/details?id=com.ps.iprosperapp
iOS will be launch this week.
P.S. Don't forget to give 5 star ratings.