My Personal Habits to Reach Financial Freedom

Many Filipinos are dreaming of financial freedom or a life free from financial worries. I personally journeying and enjoying every steps to it. Last night, I received an email from Google Adsense that they sent another passive income to my bank account.


Let me share with you my habits to reach financial freedom;

First, Increase Cash Flows. Cash is the lifeblood of a business same applies to our personal lives, literally no cash - no buying power. Try to have promotions, do an extra hours or freelancing, sell something, and create more money machines.

Second, Budgeting. You will not believe every week someone will ask for cash advance from me. I realized that I'm not helping my colleagues by giving them their cash needs so I will teach them about financial budgeting. Live within your budget and don't live with credit cards budget.

Third, Keep your promise. Learn to pay on due time such as condo amortization , personal loans, utility bills etc. etc. It will help you avoid paying penalties.

Fourth, Keep investing. Discover other types of investment instruments aside from time deposit, paluagan and mlms. 

Fifth, Give and give. Give and you shall receive. Giving will be a part of your journey if you are the "Go to Person" of your family or friends for financial needs, it means you are a "Giver" and stepping into Financial Freedom status.

The truth, it's not only 5, there are more. Feel free to share your habits to reaching Financial Freedom.

Sincerely yours,

Jonathan Ruiz
Newbie Mentor

P.S. Thank you for more than 10 000 downloads of  PAM PSE TRACKER: https://play.google.com/store/apps/details?id=com.athanruiz.pam&hl=en. I will be launching another app for budgeting, keep in touch.

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