Which Cashflow Quadrant do you belong?




The cashflow quadrant is the idea of Robert Kiyosaki's rich dad. Rich dad advised Robert to focus on (B) business ownership and (I) investing while Robert's poor dad focus on getting good grades  and high paying jobs that will push you to (E) employees and later (S) self employed quadrants.

Let's have a reality check of which quadrant you belong at the present moment.

E - Employees quadrant. If you are working for someone and waiting for paycheck at the end of month, promotional increase and doing lots of overtime then you belong on this quadrant. The sad part if recession strikes and company suffered then you will be on a big mess. 

Strategy- build a skill and develop your talents. Start building funds and capital for future needs.

S - Self-emoloyed. This quadrant includes Doctors, Lawyers, Accountants etc.etc. highly specialized individuals that are paid hourly rates. The disadvantage if they suffered from sickness then income stops and usually taxes eating their payout.

Strategy- Start investing excess amount in different financial instruments. Look for a business opportunity in your field.

B- Business Owner. This is an exciting quadrant in which you should try to move. The strategy imposed by individuals on this quadrant is OPT, they used Other People Talents. They are owners of 500 fortune companies and other big businesses that E  quadrant individuals are working for them.

Strategy - continuous learning and building different businesses.

I - investors. The strategy implemented OPM. They used Other People's Money. A good example is Donald Trump, he barrow money to finance his real estate business. Another example is Warren Buffet, the father of value investing, he grew his money through stock market by picking right companies and reinvesting the dividends.

This quadrant should be the vision of every Pinoy OFWs and retire rich and wealthy.

Which quadrant do you belong?

Sincerely yours,

Jonathan Ruiz
Newbie Mentor
P.S. I would like to share this recognition to all PAM students. Mabuhay PAM Academy !!www.pamacademy.net

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