Many retire at the age of 60 - 65, the time that probably you will not be able to do things such as skiing, sky diving, travelling around the world, hiking at Mt. Apo, biking at the mountains, and the dreams of building businesses.
I realized that it's possible to do a mini retirement as inspired by 4 hour work week author, Tim Ferris. We can outsource those jobs that we cannot enjoy such as bookkeeping, marketing, secretarial and admin jobs for an affordable amount.
We can travel by saving a small amount every month and prepare early for holiday such as booking early flights , looking for cheap hotels or airbnb, and working extra for travel allowance. Groupons, entertainers, vip are offering great deals.
For skills that you want to learn in your retirement, you can have it for few bucks and sometimes free, if you are an OFWs and wants to learn entrepreneurship and technical vocational courses, TESDA will be a good place to start. Udemy and coursera are the places for special skill courses and you can have certification.
For retirement funds, start from a basic steps open a mutual funds, start learning how stock market works, looking for potential passive income and prepare a business plan. Have an extra from those dividend paying investments.
I enjoyed mini retirement this Eid holiday with my families and friends. If I can do it, I know you can.
This is a balanced lifestyle that even you live frugally, you will have same experience as other rich friends.