Sunday, 28 December 2014


I decided not to post graph on this blog because I have a lot of newbie visitors on this blog. I was asked many times what stock to buy for 2015. I'm looking at the graph of AGI and I believed that there is a sign of reversal with this stock after hitting the bottom a week ago, same story with the RWM under it's portfolio.

Technical graph showing a good reversal sign after the continuous downtrend in the past weeks:

AGI completed 5 waves of up and down, the pattern of lowest low is already hit as we have seen in the graph above, the stock price is also below the 3 SMA lines. A good entry point of this stock is 22.25 below and a rebounce at 25 price above is possible very soon. This stock is included in our PAM table.

Recommendation: BUY

Sincerely yours,



5 Rules for the Game of Life by Brendon Burchard
Let's have a review on this rules for the game of life. It will be great to apply this coming year 2015.

1. Clear Vision - What is your vision for life? What kind of life do you want to live? What relationship do you want to have? Who do yo want to become? What type of person do you want to be?

2. Believed in your ability. Figure things out. Believe in your total self. Develop your confidence. Enough mastery in your fields and developing your skills. Focus and give more energy. Grow yourself. There will be a better tomorrow and expect the struggles. You will be able to develop your competency.

3. Have Fun. No matter what, you should have fun in this journey. Bring the fun, bring the joy. Be proactive. Find opportunities in those struggles. Bring the light in the darkness. Impact people on your journey.

4. Be patient but persistent. Be cool. Life must be slowly moving. Give time, don't hurry. Don't shortcut the journey to your success. Enough patience success will come. Persistent in your actions, don't stop, remember that you are a warrior. Persistence of action and behaviour will gets you ahead in life.

5. Love and respect others playing the same game in life. Critical to our legacy to give love and respect others. This is the good part of life to love other people. See yourself on other shoes. Respect their own voice.Let them follow their own rules. Be sympathetic, understanding, respectful and loving. They should feel your affections and love.

Have a Prosperous New Year.

Sincerely yours,

Newbie Mentor

P.S. You might want to save attending seminars thru buying the Newbie Book in which I explained different financial instruments available for you. Here is the link Central Bookstore

Saturday, 27 December 2014

High Performance for Year 2015

Reality Check 2014
Did you give 100% in your career ?
Did you achieve your dreams to have a 6 pack abs?
Did you hit the target % gains in your portfolio?
Did you hit your target profit in your business?

If you answered those questions with a big "YES", Congratulations.

Year 2014 will be unfold and 2015 is opening the doors for a new adventure and new beginnings.

As an investor and trader, you are already thinking of what will be the next move in your investments or stocks to "imbak" or "bodega" for year 2015. It's time to reflect and check if you achieved high performance in year 2014 not only in the field of stock market but in your life as a whole.

I reflected in the past few days and checked what are those goals on my lists that I was able to achieved:

1. Marriage. ( July 13).
2. Baby ( August 8) "My wife got pregnant".
3. Retire at age 30 ( October 31). You tube link retired @30
4. Holiday in UAE amd PAM Meet up. ( December 5 - 16)
5. Launched my book (December 23). Link to my Newbie Book  .
6. PAM Academy (June 6). Link to PAM Academy.

Those are 5 important goals that I gave my high performance. There are also goals that I was not able to achieved:

1. To lose 10 kg in weight.
2. PAM PSE Tracker development in iOS. (only android version).

You might be discourage if you did not achieve your goals but giving up is not a good solution. I moved my missed goals to year 2015.
There are challenges that you need to overcome to fulfill your goals and dreams but determination and focus will be key ingredients. I encourage you to write your 2015 High Performance Goals and start creating strategy to achieve them.  

I'm wishing you a Prosperous Year 2015.

Sincerely yours,

Newbie Mentor

P.S. Newbie Book is now available at Central Bookstore.

Tuesday, 23 December 2014

Christmas Gifts

A year ago, I started writing about different investment vehicles and check the risks associated and how I could maximize the famous advice of financial advisors "Let your Money works for you". I studied and invested myself on different financial instruments, so I will be able to share a real life transactions. Today, a dream of sharing my knowledge in financial field is now a reality.

I considered this book as a Christmas gift to Newbie investors and traders. This book will open your eyes to the reasons why you need to invest and what are the financial instruments that could give potential returns in the future. I know there are a lot of books to read in this field, adding this book to your reading lists will  be your Christmas gift to Newbie mentor.

Book Description

A book is designed to help Newbies discover the way to financial freedom. A real life samples and transactions of different financial instruments.
The book also contains explanation of different investment vehicles, stock market strategies and advice on how to achieve financial freedom. This book is written in an easy to read and easy to comprehend manner. Everyone could understand the calculations and samples even without a degree in Math or Finance.
Bullet Points on the Book
* How to start investing in the stock market
* Different investing strategies that could give you the idea on how to discover yourself on the stock market battlefield
* The PAM principles and the fatal mistakes of newbie traders and
investors in this field.

Wishing you a Merry Christmas and Happy New Year..

Sincerely yours,

Newbie Mentor

Thursday, 18 December 2014

Christmas Bonus = Christmas Gains

Christmas bonus is now available in your bank account. Many already bought gifts for their "inaanak", probably you bought noche buena package and gift for yourself. Did you add a buying power in your portfolio?

I thought to myself, I don't have a Christmas bonus that results to constraint budget,
a disadvantage of a retiree at an early age and without pension from the government.
(a day I retired@30).

I don't have much income with my Newbie mentoring program,and  PAM PSE Tracker downloads.
Adding to my disappointment is the forex loss because of the slipped in oil prices.

I don't  easily give up to find an income sources, now that I have a lot of time to trade in the stock market , I said to myself this is the field that I'm going to take home my Christmas bonus. 3 days ago, the stocks went down so badly at 6 966 level, blu chips hit by the blood. A week ago, I bought Bloom @ 11.10 and gains of 53 000, I sold it @


I bought DMC @14.42 and sold @ 14.80 with small amount of gains:

A total of  57, 265 for this month of December which I considered my Christmas bonus, adding to that the loss that wiped out in my MAX's position of almost 37000 pesos.

As a Newbie mentor, I always said that trading is not recommended especially if you don't have time to monitor and have a heart problems.

Christmas bonus is a financial gains or money but for me there is something more than that. I received the most awesome Christmas bonus this year which is my upcoming baby daughter named Maria Athena:

I would like you to reflect for this coming Christmas and how you are going to celebrate this season?

Let me be the first to greet NEWBIE Investors and Traders, A MERRY CHRISTMAS AND A HAPPY PORTFOLIO FOR YEAR 2015.

Sincerely yours,

Newbie Mentor

P.S. Newbie Book will be available in the market soon.
Congrats to PSPC holders and PAMers.

Sunday, 14 December 2014

A Flight to Heaven

I planned for a holiday trip in United Arab Emirates to visit my wife and to be with her for a medical check up for our upcoming baby. She already at her 5th month and it's time to know the gender of our baby. I'm really excited to become a Father.

I suffered from a dilemma of visiting or not because of my preparation for my start up business in Rome, Italy. The application of visit visa and booking of ticket added to my worries. She said that she will not disclosed the gender of our baby unless I will come with her, without any hesitation, I said "ok, you can apply my visa and I will book my ticket."

As a frequent traveler, I know how to get a cheap flights but I have only 3 days left after my visa got approved. Upon checking. most of the flight tickets went up already, I encountered Air Serbia thru the search engine Expedia and Last Minute, the first time I heard the airline which is a partner of Etihad Airways, this is a cheapest flight with stop over in Belgrade then direct to Abu Dhabi Airport. I booked it thru Go To Gate website:

Everything went well for my two weeks holiday, I was able to visit great places such as Burj Khalifa, Wild Wadi Park, Palm Jumeirah, Miracle Garden, Global Village etc. etc.

Miracle Garden

Al Ain Zoo (Oldest Zoo)

Of course, the important part of the trip is to know the gender of our baby,  a healthy baby girl. A name is already given "Maria Athena Ruiz", it was after my nick name ATHAN and Greek god of wisdom Athena , added the name Maria  after my wife's first name Marie Kaye.

Indeed, I enjoyed my time with my wife, families, friends, and few members of PAM Academy

I know you are wondering, Why the title of this blog post "A flight to heaven", here is the short overview of what happened on my last day in UAE and with my flight coming back to Rome.

December 12, 2014 is my flight going back to Rome, Italy. I woke up early in the morning around 3:30 am to prepare myself for my flight 8:20 from Abu Dhabi to Belgrade, then few hours of stop over in Belgrade going back to Rome. My wife asked a favor to his brother in law to drive us from Al Ain to Abu Dhabi, and he said yes.

On our way to Abu Dhabi, we encounter a foggy road which gave his brother a hard time to drive, he follow the speed limits and carefully follow the road signs which could not be seen clearly. We stop by at Ad nook to have a fuel and coffee for his brother to keep awake. Thank God, we arrived safe in Abu Dhabi Airport after 2 hours. 

At the check in area, I was accompanied by my wife and everything went smoothly from checking of my visa, passport, ticket flight. The flight attendant gave back my passport and he said to wait for the baggage tag because the printer is not working. He called a technician and I waited for 20 minutes before my baggage sent in the conveyor.

It's time to say goodbye to my wife, I whispered "I love you so much and take care of our Baby Athena" then I leave without looking back because I'm getting teary eyes.

I boarded on the plane with a smile and start taking pictures of myself because I have a window seat.

I looked at the outside window and everything looks ok  but I smell a gas leak, I ignore it and thought that is normal because the pilot announce that the plane is undergoing fuel. I continue reading my book.

After an hour, the pilot made an announcement about the flight in Arabic and repeated in English, being focus on the book that I'm reading (the power of focus), I called the attention of flight attendant and asks to repeat the message of the pilot. The attendant replied and said that we are going back and land to the Abu Dhabi airport due to a problem which is unknown. This is the reason why I title it "A Flight To Heaven".  The fear of not seeing my upcoming baby and being able to be with my wife on her delivery gave me a cold sweat. I stayed alert and whisper a prayer.

stolen shot during the exit of passengers

I thank God because plane landed safely and probably will not be able to write this blog post, if the landing did not went well.

It is only an overview of what happened and I will post on my next blog the voice conversations of travelers to the representatives of the airlines, the holding of passengers for 30 minutes inside the airport bus, the queu line for rebooking of passengers ticket, the chaos on the transit desks, my baggage arrived after a day etc. etc. 
As of this writing, I'm writing my claims to the airlines for the delay and baggage damage.

I realized that we should always take every moment to say to our families and friends that we loved them. On that day, I called my Father that is celebrating his birthday but did n't mentioned about what happened on the flight.

I hope you learned something on my experience on this flight.

Sincerely yours,

Newbie Mentor

Tuesday, 9 December 2014

IPO Game

Initial Public Offering,the first sale of stock by a private company to the public. IPOs are often issued by smaller, younger companies seeking the capital to expand, but can also be done by large privately owned companies looking to become publicly traded. source (Investopedia)

PSPC and X are the recent IPO's in the Philippine Stock Exchange, both of them showed oversubscribed status before the listing. 

PSPC or Phoenix Semiconductor Philippines Corporation was established by STS Semiconductor, Korea's leading provider of semiconductor packaging.

X or Xurpass Inc. is a technology company specializing in the creation and development of digital products and services for mobile end users.

Those given X shares are very happy from IPO price of 3.97 to 9.05 equivalent to 125 % gains and those with PSPC shares are very lonely from IPO price of 3.76 to 2.60 equivalent to 31.60% loss as of today's closing.

Many are looking for answers why there are stocks that gave 100% gains during IPO?
Many are questioning, Is it good to subscribe during the IPO period?

The risks associated with IPO stocks are very high because of little historical data to analyze the company. For traders they don't have much to look at their technical charting. These companies are under uncertainty and undergoing a transitory growth period. No one knows what will be the future values of the company.

Sometimes the risks associated is worth, sometimes is not.
As a newbie mentor, I recommend to check if the company has a good expansion plan and where the proceeds of IPO will be spend. 

As a developer of PAM PSE Tracker and mobile apps enthusiast, I chose X. The result is impressive.

Sincerely yours,

Newbie Mentor
P.S. Newbie book will be available soon, looking forward for your support..

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