Sunday, 21 July 2019

How to Ensure you Have a Long Lasting Retirement?

#RetirementGoals. Everyone needs to plan for retirement because there will come a time that you will stop working. Sometimes, it can also be a force retirement.

How you can ensure to have a long lasting retirement?

Wednesday, 3 July 2019

10x Your Success Story Online Summit Review

Raf and Kassy gathered more than 30+ interviews with great speakers in the world of online business with different topics such as Multiple Income Streams, FBA, Copywriting, Networking, Online Courses, Careers, Entrepreneurship, Money,  Real Estate, Passive Income, etc.etc. hosted by lively Mr.Jeric Timbang.

This online summit was jumpacked of value bombs and a source of knowledge on starting a business thru online resources. The speakers are the best in their field of interest and deserved "Big Claps".

I did not watched all of them because I attended their previous workshops or bought their courses and heard them speak in conferences. All of them are genuine and true.

Tuesday, 11 June 2019

A bankrupt life turned into Abundant life.

Many Filipinos scammed by KAPA Ministry and SEC continuously issuing investment scams advisory. We never learned our lessons. It's been a while I did not post on my blog because I felt like I'm also scamming everyone giving advice but not reflecting in my own life.

Let me share with you what happened in my past 5 years of struggle financially, physically and mentally.

Wednesday, 10 April 2019

How to Prepare for Retirement?

Staying on a beach and travelling the world. Living on a dream house and driving the dream car. A usual retirement dreams of every Filipinos but the truth, only few achieved those dreams.

Friday, 5 April 2019

Exposing your lies and telling your truths

I'm reading the book Abundance Now by Lisa Nichols, there was an exercise that she recommended to do for the next 90 days to eliminate the limiting beliefs that are ingrained in our soul mind, and body system.

Sunday, 24 March 2019

Financial Future Plan

What is your Financial Plan?  this means planning of your finances in the current situation.

Let me do a little bit of twist, to avoid boring financial plans, we will call it "Financial FUTURE Plan". This means planning for your future, it's not only about the Budgeting or Cash Flows Monthly.

Before we go to the Financial Future Plan, I want you to check "How much do you really need to retire?

A simple calculations will do, the total monthly living expenses for example: 

Rent                       18,000
Food                      14,000
Transportation         4,800
Medical                   2,016
Kids Education     24,480
Leisure                    2,400
Total Monthly       65,696

If I will retire today with a consistent expenses for next 20 years, here is the calculation of the amount needed to be saved:

65,696 * 12 = 788, 352 Yearly Expenses
788, 352 * 20 = 15, 767, 040 Next 20 years expenses

I need an amount of 15, 767,040 to cover my next 20 years expenses, the expenses will increase due to inflation, educational cost, etc. etc. excluding those factors and use it as a baseline for retirement. 

Let's say I was able to save today the amount 15, 767,040, what should I do with the money.

Thursday, 28 February 2019

Usapang Investments - Money Talks UAE 2019

This blog post was in referenced to the guesting of Coach Randell Tiongson, at Tag 91.1 for the upcoming Money Talks UAE 2019.

I really like the following quotes

First, " Ang Pinoy Takot sa Investments pero Hindi Takot sa Utang". This is really the right time to start accumulating investments especially if you are working abroad for the last 10 years without any savings and investments. The Philippines expected to continuously grow for the years to come.

Second, "Only 8% of Filipinos prepare for Retirement". This is a sad reality, because most OFWs prioritize sending money to their loved ones back home but forgot to prepare for their own retirement.

Third, "Know your Investment Objectives". This is one of the best quote, before you jump to an investment, you should know what is your main Objective? Is it for retirement? Is it for wedding? Is it for education?

See you on Money Talks UAE 2019.

How to Ensure you Have a Long Lasting Retirement?

#RetirementGoals. Everyone needs to plan for retirement because there will come a time that you will stop working. Sometimes, it can also b...