Saturday, 17 November 2018

How to Retire Early?

This blog post inspired by Wealth Breakthrough Workshop, a free online workshop for creating a financial breakthrough, if you want to access the lessons for free just click here:

How to Retire Early?

Wednesday, 14 November 2018

Creating Your Own Financial Breakthrough

Financial breakthrough means getting something financially that you really want that can be salary increase, job promotions, additional sidehustle income and the list can go on but they are not limited to finances and there is more if you go deeper.

Tuesday, 13 November 2018


At a college reunion, a group of friends visited their favorite professor who they grew close to back when they were still students...

The prof was happy to catch up with them, ask them about their family, their work and everything going on.

Their conversation soon turned into complaints about the stress in their work and home life...
Noticing all the negativity, the prof then excused himself saying he'll get them some coffee...

A few minutes later he came out with a large pot of coffee with an assortment of cups--porcelain, crystal, plastic, glass... some were broken, some expensive, some plain looking...

Then he told his former students to each grab a cup.

When all his former students had a cup in hand, the professor said:

“Notice that you all took the nice looking cups, leaving behind the plain and cheap ones.
While its normal for you to want only the best for yourselves, that is the source of your problems and stress.

Be assured that the cup itself adds no quality to the coffee.

What all of you really wanted was coffee, not the cup, but you consciously went for the best cups… and then you began eyeing each other’s cups."

In today's age with social media, it's so easy to compare what we have with others...
"Uy - nakapag Maldives na sila! Ang ganda ng scuba pictures nya.
Wow nakabili na sila ng bahay!"

Now it's nice to be genuinely happy for them and wanting what other's have is not necessarily bad.

It distracts you from your own life goals.

If you're trying to build a business... so what if your friend just took a month long trip in Eastern Europe?
Ignore #travelgoals. Focus on #buildyourbusiness

If you're at a point in your life where you're raising a family of 2 kids, and you're trying to build an emergency fund for security...

Does it really matter if you haven't watched Guns N' Roses live in Manila concert?

Nowadays it's so easy to be distracted by what everyone else is doing... We forget about what truly matters in our own lives and our own goals.

(Sadly, some people don't even have goals... but just follow along what's trending)

So if anything, I hope this post serves as a reminder to focus.

Focus on what matters to you right now at this stage in your life.
Now if one of your goals is to get a big win in your financial life before the year ends...

I would like to invite you on a Wealth Breakthrough Workshop of my Mentor J3, GOOD NEWS IT'S FREE AND ONLINE BUT IT WILL ONLY BE AVAILABLE ON LIMITED PERIOD OF TIME. PLEASE CLICK THE LINK to abundance

Sincerely yours,

P.S. Be Careful the Wealth Breakthrough Workshop can change your financial status and money mindset. Again here is the link: to abundance

Sunday, 14 October 2018

What is your investing plan?

The market keeps bouncing up and down, as of this writing PSE index at 7019 level an oversold rebound from sell off. This is also happening in neighboring markets because of many factors such as US & China trade war, Brexit, etc. etc.

Tuesday, 14 August 2018

How to become successful in your chosen career?

We want to become successful in our chosen career especially if you are an expat and planning to go back home someday. There are many reasons why we want to become successful it could be a self fulfillment, financial abundance, inspire others , list goes on..

I would like to share tips to become successful in your chosen career. You might have a different ways to climb the career ladder but here are some tips:

Monday, 11 June 2018

Where to start?

Where to start? This is the first question in mind of NEWBIES in personal finance or on how to achieve financial freedom. This is same question, I answered years back and I would like to give you my advise on where to start in your financial journey:

First, Do your SALN. Statement of Assets,Liabilities and Net Worth , this is how much you own and how much you owed? Be honest in doing this exercise. You need to know where you stand currently on your finances.

Second, Financial Vision & Mission. Most companies has vision and mission, this is also applicable in yourself. You should have a vision, e.g. 5 years from now , I will be able to come home without any financial worries and my passive income will support my daily living expenses and my mission is to help newbies in their finance journey in achieving financial freedom.

Third, Get the numbers right. This involves a calculation of your monthly budget or should I say Forecasting - preparing for the expected expenses or your necessary expenses to survive without digging debts.

Fourth, Spend and invest wisely. Set a specific amount that you are going to spend for a year and invest the excess cash. This is the start of your investing journey and picking only those investments that will match your objectives.

Fifth,  Think long term. Every time you are going to make a decisions in your finances look at the long term benefits and don't be a short sighted. It's better to practice delay gratification and enjoy the fruits later.

Looking forward to your Financial Freedom.

Sunday, 6 May 2018

Journey to Filipino Financial Freedom

How to achieve Financial Freedom? 

This is a common question from OFW's abroad especially those  already spent more than 10 years abroad. They left our homeland and went back with the same situation, no savings, no investments and not able to retire. These cases should stop and let's help the next generation of our families to learn how to handle money properly.

How to Retire Early?

This blog post inspired by Wealth Breakthrough Workshop, a free online workshop for creating a financial breakthrough, if you want to acc...