Tuesday, 14 August 2018

How to become successful in your chosen career?

We want to become successful in our chosen career especially if you are an expat and planning to go back home someday. There are many reasons why we want to become successful it could be a self fulfillment, financial abundance, inspire others , list goes on..

I would like to share tips to become successful in your chosen career. You might have a different ways to climb the career ladder but here are some tips:


Monday, 11 June 2018

Where to start?

Where to start? This is the first question in mind of NEWBIES in personal finance or on how to achieve financial freedom. This is same question, I answered years back and I would like to give you my advise on where to start in your financial journey:

First, Do your SALN. Statement of Assets,Liabilities and Net Worth , this is how much you own and how much you owed? Be honest in doing this exercise. You need to know where you stand currently on your finances.

Second, Financial Vision & Mission. Most companies has vision and mission, this is also applicable in yourself. You should have a vision, e.g. 5 years from now , I will be able to come home without any financial worries and my passive income will support my daily living expenses and my mission is to help newbies in their finance journey in achieving financial freedom.

Third, Get the numbers right. This involves a calculation of your monthly budget or should I say Forecasting - preparing for the expected expenses or your necessary expenses to survive without digging debts.

Fourth, Spend and invest wisely. Set a specific amount that you are going to spend for a year and invest the excess cash. This is the start of your investing journey and picking only those investments that will match your objectives.

Fifth,  Think long term. Every time you are going to make a decisions in your finances look at the long term benefits and don't be a short sighted. It's better to practice delay gratification and enjoy the fruits later.

Looking forward to your Financial Freedom.

Sunday, 6 May 2018

Journey to Filipino Financial Freedom

How to achieve Financial Freedom? 

This is a common question from OFW's abroad especially those  already spent more than 10 years abroad. They left our homeland and went back with the same situation, no savings, no investments and not able to retire. These cases should stop and let's help the next generation of our families to learn how to handle money properly.


Tuesday, 1 May 2018

My Favourite Stocks for Long Term

Today, PSEi is on a red territory trading at  7700 - 7800 level. We need to be alert of a good buying point level. I'm not bearish on the market and I can see gains at the end of year 2018 for a good amount. The level of my buying point is below 7500, I feel more safe, for traders it will be against their principles. Traders wait for a reversal point, if there is no sign they will stay on the sidelines.


Sunday, 29 April 2018

What is the right stocks strategy???

The market is moving on a crazy directions, it keeps going down and after few days bounce back again. This is true that nobody has a crystal ball to predict where the market is going.

I still keep receiving inquiries and messages,  what should be the right strategy during these exciting times in PSEi?
Though, I stopped trading and pick a long term investing strategy. I can still give you an advise that will be applicable whether you are investing or trading.


Friday, 20 April 2018

What makes you happy?

Happiness is “the meaning and purpose of life, the whole aim and end of human existence.” "GRS Blog"

Everyone is searching on ways how to be happy. Each individual has different meaning of Happiness. It can be doing what you love (refers to daily job task), travelling around the world (leisure time), spending quality time with your family, getting promotions ( career progress), attending Sunday worships or mass (spiritual activity) , volunteering on health missions (community involvement), etc. etc.




My own meaning of happiness is working on my inner calling, doing it every single day, and align it in my daily living. For example, I'm happy playing with my baby daughters and providing for their daily needs (being a good father), eating out with my wife in a restaurant (being a good husband), delivering reports to my Director (being a good finance controller), teaching students achieve their CPA dreams and financial freedom (being a good mentor) and attending weekly household and community gatherings (for spiritual growth).

Those happiness activities aligned with my purpose in life : To become a good Father to my kids, a loving husband to my wife, best Finance Controller and Mentor to my students, colleagues and community, to glorify him in everyday living and leave a lasting legacy.

To be happy is doing your purpose in life.

What about you?

Share your happiness activities.

Sincerely yours,

JONATHAN RUIZ
NEWBIE MENTOR

P.S. I really miss writing and blogging, I'm committing myself to publish an article about anything once a week during weekend. Hope you will like it, these are lessons I learned in this life's journey.


Tuesday, 10 April 2018

4 LIFE ASPECTS FOR RADICAL CHANGE

Health

  • Start the real diet from 93 kg - 85 kg in 6 months.
  • More Salads & Fruits on the diet.
  • Daily exercise/ walking/ jogging.
  • Early rise by 5:30 AM for meditation.
  • No coffee anymore only tea.
Spirituality

  • One verse a day.
  • Daily prayer time going to work.
  • Family prayer before going to sleep.
  • Once a week household prayers.
  • Once a week church.

Finances

  • Pay out all DEBTS. Not a Single Loan.
  • Increase salary.
  • Sidehustle Income .
  • Stocks Portfolio to 200% gains.
  • Building Emergency funds again.
  • Investing for future education.
  • Retirement funds.
Family
  • More Quality Time 
  • Play more with kids.
  • Dating Once A week
  • Do Household Chores
  • Cook for them
  • Reading Time


How to become successful in your chosen career?

We want to become successful in our chosen career especially if you are an expat and planning to go back home someday. There are many reaso...